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Classic Car Insurance |
High Value and Performance Vehicles
Expensive vehicles can also be included on a classic policy as the usage parameters are often the same. However separate terms may apply:
Named drivers only, with minimum age restrictions only often from 25 or 30 years old. Increased excess. This is often calculated on a percentage of the value of the vehicle. For example a 2% excess on a £75,000 vehicle would produce a £1500 excess. Improved vehicle security requirements. Requirements for the vehicle to be garaged overnight.
There are a number of specialist brokers and insurers who understand the type of risk associated with these types of vehicles, so it pay’s to look in specific enthusiast magazines or web sites.
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